Home Loan Internal Production - Home Loan Advisor Assistant I (Remote in Walnut Creek, CA only)

TITLE: HOME LOAN ADVISOR ASSISTANT I STATUS: NON-EXEMPT REPORTS TO: MANAGER - HOME LOAN EXTERNAL PRODUCTION DEPARTMENT: HOME LOANS JOB CODE: 3108 PAY RANGE: $20.70 - $26.00 HOURLY GENERAL DESCRIPTION The Home Loan Advisor Assistant I(“HLAA”) is responsible for supporting the assigned Home Loan Advisor(s) (“HLA’s) with daily activities, business development, home loan lead generation and member experience. The primary focus of this position is to manage the clerical and administrative loan processing duties of the Home Loan Advisors they serve. This role is responsible for assisting the HLA’s with pipeline management, appointments, database management and marketing efforts. Additionally, this role is responsible for the collection of personal financial documents from the member to aid the HLPs in delivering timely loan decisions while coordinating the HLA’s pipeline, meetings, database and marketing efforts. TASKS, DUTIES, FUNCTIONS Assist in the origination of home loan applications. Perform daily pipeline management to ensure optimal member experience. Coordinate with Home Loan Operations to facilitate to collection of personal financial documents from the members to ensure timely file flow to coordinate with our required turn time goals. Maintain a thorough knowledge of state and federal laws and regulations related to credit union compliance, including; BSA, AML, TILA, GBL, RESPA, ECOA, Fair Lending and o0thers that are appropriate to the position. Coordinate with the HLA and Management on HLA database management. Assist HLA in the development of HLA specific marketing materials. Coordinate development of presentations for HLA for meetings, conferences and other events as required, including the preparation of reports as required. Attend marketing, broker, and networking events and open houses. Attention to detail, systematic approach, creative problem solving and exemplary communication skills are necessary to assist the team’s efforts in servicing our members. Act as liaison between HLA, HLP and any other party involved in the facilitation of the Home Loan Transaction. Performs other jobs as may be assigned that may be moderately complex in nature where judgment is required in resolving problems or obstacles. PHYSICAL SKILLS, ABILITIES, AND EXERTION UTILIZED IN THE PERFORMANCE OF THESE TASKS Effective oral and written communication skills required to interact with credit union staff, management and all member channels with the ability to constructively follow-up on member inquiries. Must possess sufficient manual dexterity to skillfully operate an on-line computer terminal and other standard office equipment, such as financial calculators, personal computer, facsimile machine and telephone. Effective technology and reporting skills are required to support origination activities. Must have ability to learn and demonstrate Golden 1 Credit Union culture. ORGANIZATIONAL CONTACTS & RELATIONSHIPS INTERNAL: All levels of staff, management and vendors. EXTERNAL: Golden 1 Members, business partners and others are required. QUALIFICATIONS EDUCATION: Associate’s degree or equivalent work experience in administrative function or Home Loan Sales or Operations. EXPERIENCE: One or more years’ experience in Home Loan or Real Estate industry preferred. KNOWLEDGE/SKILLS: Maintain knowledge of FNMA guidelines, ATR guidelines, HDMA, home loan and equity products and turn time goals. Encompass LOS experience preferred but not required. PHYSICAL REQUIREMENTS Prolonged sitting throughout the workday with occasional mobility required including prolonged operation of a computer. Corrected vision within the normal range. A device to enhance hearing will be provided if needed. Ability to lift 20 lbs. may be required. Occasional movements throughout the department daily to interact with staff, accomplish tasks, etc. LICENSES/CERTIFICATIONS A valid California driver’s license required. MLO/NMLS Registration required: An individual in this position may sometimes assist Mortgage Loan Originators with tasks requiring a license as defined by the S.A.F.E. Act and whose responsibilities include taking applications and discusses terms and negotiates rates on loans secured by real property. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. #LI-Remote REV. 04/24/2025