Loan Processor II
Job Description:
- Assist Loan Originators by prioritizing sales pipelines based on application statuses
- Support Loan Originators with tasks related to completing the mortgage loan application (1003 Application)
- Generate initial disclosures for LO review in accordance with the TILA-RESPA Integrated Disclosure Rule (TRID) procedures and timelines
- Collect documentation from borrowers at the direction of LOs and the loan system
- Manage the statuses and follow-up communications with mortgage service providers such as appraisers and title companies
- Work with wholesale lending underwriters to secure conditional approval and clearance to close
- Validate Final Closing Disclosure (Final CD) information and resolve any missing or mismatched data before closing the loan file in our system
- Execute a Closing Checklist to confirm that all regulated and reportable information is captured in a loan file before closing the file in our system
- Participate in process improvement projects
- Provide prompt, warm, and memorable service
Requirements:
- 2+ years mortgage loan processing or other type of loan processing experience
- Exceptional Customer Service
- Ability to multi-task
- Strong attention to detail
- Wholesale and TPO experience not required, but a plus!
Benefits:
- Comprehensive medical, dental, and vision insurance
- Health savings account with employer contribution
- Flexible spending account (medical & dependent care)
- Voluntary critical illness, hospital indemnity and accident coverage
- Short-term disability paid at 100% after 1 year
- 401(k) plan with generous company match & immediate eligibility
- Free financial advisor service
- Company-paid life and AD&D insurance, short-term and long-term disability
- Generous paid time off package includes 15 paid holidays and generous PTO
- Hybrid or remote positions and flexible hours
- Monthly home office subsidy
- Paid parental leave benefits
- Paid caregiving, adoption and foster leave benefits
- Monthly ClassPass contribution
- Employee assistance program including free counseling sessions
- Tuition reimbursement program
- Pet insurance discount
- Recognition program