[Remote] CFA/CFP Financial Advisor - Remote

Note: The job is a remote job and is open to candidates in USA. YO IT Consulting is seeking a CFA/CFP Financial Advisor for a remote position. The role involves applying financial expertise to train AI systems, focusing on providing realistic advisory scenarios and enhancing client communication.

Responsibilities

• Evaluate and review realistic advisory scenarios involving budgets, emergency funds, debt management, retirement planning, and investment decisions tailored to mainstream households
• Assess AI-generated recommendations for suitability, clarity, compliance, and actionable practicality for W-2 earners and middle-income families
• Document how actual advisor-client conversations unfold, including prioritizing goals, discussing tradeoffs, and walking clients through decision points
• Detail decision rules, rules of thumb, and benchmarks commonly used in practice (e.g., cash reserve targets, debt payoff sequencing, retirement savings rates)
• Deliver clear, plain-language written feedback to enhance AI explanations, next steps, and client communication
• Identify and flag compliance or risk issues, emphasizing a fiduciary, client-first approach and appropriate referral scenarios (CPA, attorney, insurance)
• Contribute to the development of workflows and processes that reflect best practices in everyday personal finance advising

Skills

• 3+ years of hands-on, client-facing experience providing holistic financial planning to mainstream households in roles such as Financial Advisor, Wealth Advisor, or Personal Financial Consultant
• Expertise in budgeting, cash flow analysis, debt management, retirement savings strategies, college planning, and basic risk management (insurance needs analysis)
• CFP® certification strongly preferred (or CFP exam passed with substantial relevant experience); CFA, ChFC, or similar planning credentials considered with strong mainstream client work
• Exceptional written and verbal communication skills, with a talent for breaking down complex topics for non-experts
• Demonstrated commitment to fiduciary standards, compliance, and high-integrity client service
• Experience mentoring others, developing workflows, or standardizing planning processes
• Comfort working asynchronously and independently in a remote setting
• Prior experience in roles blending financial planning and ongoing coaching, such as workplace financial consultant or advisor at national firms
• Background designing or improving standardized planning processes or digital advisory journeys
• Familiarity with personal finance apps, digital advice platforms, or AI-driven tools and a strong interest in innovation within the advisory space

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